:root{
  --ink:#0f172a;
  --muted:#475569;
  --line:#dbe3ee;
  --blue:#1d4ed8;
  --blue-dark:#0b2f78;
  --green:#087f5b;
  --soft:#f7f9fc;
  --radius:18px;
  --shadow:0 12px 30px rgba(15,23,42,.08);
}
*{box-sizing:border-box}
.visually-hidden{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:#fff;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,"Noto Sans",sans-serif;line-height:1.65;overflow-x:hidden}
img{max-width:100%;height:auto}
a{color:var(--blue)}
a:hover{color:var(--blue-dark)}
.container{width:min(1120px,calc(100% - 2rem));margin-inline:auto}
.grid-2,.grid-3,.grid-4{display:grid;gap:1rem}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.skip-link{position:absolute;inset-inline-start:1rem;top:1rem;transform:translateY(-150%);z-index:9999;background:#fff;color:var(--ink);padding:.65rem .9rem;border-radius:10px;box-shadow:var(--shadow)}
.skip-link:focus{transform:translateY(0)}
:focus-visible{outline:3px solid rgba(29,78,216,.5);outline-offset:3px;border-radius:8px}
.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.header-row{min-height:72px;display:flex;align-items:center;gap:1rem}
.brand img{width:168px;height:auto;display:block}
.main-nav{margin-inline-start:auto;display:flex;align-items:center;gap:.85rem;flex-wrap:wrap}
.main-nav a{color:var(--ink);font-weight:750;text-decoration:none}
.lang-switch{display:inline-flex;align-items:center;gap:.25rem;padding:.25rem;border:1px solid var(--line);border-radius:999px;background:#fff}
.lang-switch a{min-width:34px;padding:.3rem .55rem;text-align:center;border-radius:999px;font-size:.82rem}
.lang-switch a[aria-current="page"]{background:var(--blue);color:#fff}
.hero{padding:clamp(3.5rem,8vw,6rem) 0;background:radial-gradient(circle at 15% 10%,rgba(37,99,235,.42),transparent 38%),linear-gradient(135deg,#0b1220,#061a3b);color:#fff}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(280px,.75fr);gap:2rem;align-items:center}
.eyebrow{display:inline-block;margin-bottom:.8rem;padding:.3rem .65rem;border:1px solid rgba(255,255,255,.25);border-radius:999px;color:#dbeafe;font-weight:800;font-size:.88rem}
.hero h1{font-size:clamp(2rem,5vw,3.4rem);line-height:1.08;letter-spacing:-.025em;font-weight:900;margin:0 0 1rem}
.hero p{max-width:68ch;color:#dbeafe;font-size:1.05rem}
.hero-card{padding:1.2rem;border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);background:rgba(255,255,255,.08)}
.hero-card dl{margin:0;display:grid;grid-template-columns:1fr auto;gap:.65rem 1rem}
.hero-card dt{color:#dbeafe}.hero-card dd{margin:0;font-weight:850;text-align:end}
.actions{display:flex;gap:.65rem;flex-wrap:wrap;margin-top:1.2rem}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:.7rem 1rem;border-radius:999px;text-decoration:none;font-weight:850;border:1px solid transparent}
.button-primary{background:#2563eb;color:#fff}.button-primary:hover{background:#1d4ed8;color:#fff}
.button-light{border-color:rgba(255,255,255,.55);color:#fff}.button-light:hover{background:#fff;color:var(--ink)}
.button-outline{border-color:var(--blue);color:var(--blue)}.button-outline:hover{background:var(--blue);color:#fff}
main section{padding:clamp(2.8rem,6vw,4.8rem) 0}
.section-soft{background:var(--soft)}
.section-head{max-width:820px;margin-bottom:1.35rem}
.section-head h2{font-size:clamp(1.55rem,3vw,2.35rem);line-height:1.2;font-weight:900;margin:0 0 .55rem}
.section-head p{margin:0;color:var(--muted)}
.card{height:100%;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;padding:1.2rem}
.card h3{font-size:1.15rem;font-weight:850;margin:0 0 .5rem}
.card p,.card li{color:var(--muted)}
.fact-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.fact-table th,.fact-table td{padding:.85rem 1rem;border-bottom:1px solid var(--line);text-align:start;vertical-align:top}
.fact-table tr:last-child th,.fact-table tr:last-child td{border-bottom:0}.fact-table th{width:30%;font-weight:850}
.step-number{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:999px;background:var(--blue);color:#fff;font-weight:900;margin-bottom:.7rem}
.notice{padding:1rem 1.1rem;border-inline-start:4px solid var(--green);background:#ecfdf5;border-radius:12px;color:#14532d}
details{border:1px solid var(--line);border-radius:14px;background:#fff;padding:.85rem 1rem;margin:.7rem 0}
summary{cursor:pointer;font-weight:850}details p{color:var(--muted);margin:.7rem 0 0}
.cta{background:#0b2f78;color:#fff;text-align:center}.cta h2{font-weight:900}.cta p{color:#dbeafe;max-width:760px;margin-inline:auto}
.site-footer{padding:2.5rem 0;background:#0b1220;color:#e2e8f0}.site-footer a{color:#bfdbfe}.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.site-footer p{margin:.35rem 0}
@media(max-width:991.98px){.header-row{flex-wrap:wrap;padding:.6rem 0}.main-nav{width:100%;margin:0;justify-content:center}.hero-grid{grid-template-columns:1fr}.grid-3,.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:1fr}}
@media(max-width:575.98px){.main-nav>a:not(.button){display:none}.brand img{width:145px}.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.fact-table th,.fact-table td{display:block;width:100%;border-bottom:0}.fact-table th{padding-bottom:.15rem}.fact-table td{padding-top:.15rem;border-bottom:1px solid var(--line)}.actions .button{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}